Preview of Whizzbang Widget

Web & Mobile Based

All you need to access the Smart Banking software is a reliable internet connection and a modern web browser – we guarantee an up-time of over 99.97%..

Preview of Whizzbang Widget

User Friendly

Smart Banking software is very user friendly that User are not required to be proficient in IT. The system has a simple graphic user interface and features a logical distribution of functions.

Preview of Whizzbang Widget

Robust & secure

Smart Banking is a complete Robust solution for Deposit, Term Deposit like Pigmy, RD, FD, MIS and Loan management Software. It has been specially designed to cater to the technological needs of Managing Nidhi Banking in India. All integrated with accounts.

Preview of Whizzbang Widget

Cost Effective

Flexible and affordable pricing structure enabling Nidhi Company to benefit regardless of their size.

  • Company -> Head Office-> Branch-> CSP-> Customer , All Module Included.
  • All Activities ( SB,DD,RD, FD, MIS, Loan) Management included as per Nidhi Rules.
  • All Report Available for Audit . CA can generate report accord to him for Audit.
  • Proper Accounting as per Nidhi Rules.
  • All interest calculation according to Accounting standards and financial years wise. There is no any problems in Audit.
  • Online Customer panel like Net banking with Mobile Apps.
  • CSP (customer service points) Management Module Included.
  • CRM ( Customer-relationship management ) Module Included.
  • HR (Human Resource Management) Module Included.
  • Multi Language SMS Sending like ( English, Hindi, Tamil, Telugu)
  • All Loan document can be print in multi language like (English, Hindi, Tamil, Telugu).
  • Same Software you can use when you became as NBFC means no need to change software.
  • All Services Charges ( like SMS , Minimum Balance, penalty , etc...) Management with GST Compliances.
  • All loan Management with Overdue, Penalty, Collection charge, Legal charge, ETC....
  • SB Account Balance inquiry from Missed Call System
  • SB,RD,Loan Account Balance inquiry With SMS (Long Code)
  • Mobile app for agent and customer
  • Internal Communications system
    For Communicating through Chat and Email inside a system , sending Alert or Information to an individual inside a system, Organizing Meeting, Fixing Appointment ,Tracking Tasks and reports, Announcing Holidays or any kind of urgent information.

Smart Banking software includes following powerful features

Membership Management

Member / Customer Management, Online Member / Customer registration, Online Member / Customer Panel

Share Management

Add/withdraw share, Share Cartificate print, Dividend calculation

Deposit Accounts

Saving Account,Without interest saving account, Over Draft, Cash Credit Account


Branch Collection Report, Total Collection Report , DAILY Collection Report, Pending Installment Report, LATE Fees Report, More than 100 type of MIS Report

Staff Management

staff enrollment , staff attendance, staff salary , staff daily business Report

Term Deposits

Pigmy / daily Deposit , Recurring Deposit, fixed deposit Account, Monthly Income Scheme (MIS)

Loans and Advances

Business Loan , Personal Loan , Unsecured Loan, Secured Loan (Girvi / Mortgage loan) , Gold Loan, Vehicle Loan, Group Loan, Loan on Deposits


General Ledger, Ledger / Sub Ledger Group, Journal Voucher Entry, Contra Voucher Entry , Cash Book, Day book, Bank Book, Receipt and Payment AC, Trial Balance, Profit and Loss A/C, Balance Sheet,

Print Management

Receipt Payment , SB passbook , RD passbook , FD Bond , RD Bond, MIS Bond, Share Cartificate, Loan Document,

Enquiry Management

Membership , Deposits , Term Deposits , Loans Enquiry

website deisgn muzaffarpur